After I graduated from college, I had over $32,000 of student loan debt, $3,000 of
      credit card debt and zero money in savings. I started the Financial Fitness Program
      and have since gotten rid of the credit card debt, learned to pay myself first and I am
      on track to paying off all my student loan debt in the next 2 years. Thank you to the
      Financial Fitness Program for getting me on track to a better future.
    
Elizabeth Zmudzinski
         
        
            
      On August 24, 2016, we paid off our last debt. We are completely and totally debt
      free! Three years ago, we were $5,281,000 in debt and facing bankruptcy. Then, two
      weeks later, September 2013, Financial Fitness came into our lives. We’ve applied
      what we’ve learned through the principles of the Financial Fitness Program - we
      budgeted our money, we saved, and we paid off the loans with the income we made
      through Tom’s regular work. All the while, we were reading, listening and associating
      with precious people like our mentors and friends and as a result, we own everything--we don’t owe a
      bank anything, so we are ecstatic!
    
Tom and Pat Aul